We Insure News

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    [blog_title] => The cheapest policy isn’t always a bargain!
    [blog_description] => 
The cheapest policy isn’t always a bargain. When it comes to auto and homeowners insurance, your “bargain” could end up breaking the bank if you ever need to use your coverage only to find out it’s inadequate. We Insure can help you find the right coverage for your needs at the right price. Here are some reasons price may not always be the most important consideration when shopping for your insurance. 

More Assets to Protect. States have minimum coverage requirements, but this minimum should only be your starting point. There are a number of circumstances that may make more coverage a smarter choice. For example, you might have a valuable art collection, expensive electronics, antique jewelry or other possessions that a standard policy won’t cover. You may need to purchase an additional rider to protect valuable or excluded items.

Greater Liability Risks. If you have a profession or lifestyle that carries greater liability risks, then you need coverage that reflects that. If you’re a public figure seen as someone with “deep pockets,” you may want to consider not only higher liability coverage, but also an umbrella policy that can extend basic coverage if you’re ever the target of a lawsuit.

Policy “Extras.” Things like accident forgiveness, roadside assistance, vanishing deductibles, sewer backup coverage and other benefits might not come standard with a bare bones policy. However, these features may give you extra protection and peace of mind well worth the added expense in the long run.  

Full Replacement Value Coverage. Your homeowners insurance policy can either reimburse you for the full replacement value of your possessions or their depreciated value. For example, if someone steals your 5-year-old big-screen TV, a policy with full replacement value would pay you the amount it would cost to replace that TV with a brand-new one. A policy that only covers depreciated value, however, would only reimburse you for the current value of a used, 5-year-old TV.

Superior Financial Strength. In the event that customers have to file many claims at once, such as after a tornado, would your insurance carrier have enough funds to pay them all out? You’re trusting your insurer to be there for you when you need them, so make sure they’re in good financial standing. Check your carrier’s ratings with A.M. Best. We Insure can offer you many choices from the nation’s top–rated carriers

Better Service. A We Insure agent can help you navigate your coverage, answer policy questions and assist you should you ever need to file a claim. Bargain coverage can sometimes come at the expense of better customer service. Poor service on your insurance can be especially problematic since you’re most likely to use it during a crisis. If you want a superior level of service when it comes to your insurance, then you may have to be willing to pay a little more to get it. 

Don’t Skimp on Your Most Important Protection

Good insurance is the foundation of every sound financial plan because even one uninsured or underinsured loss can undo decades of saving and responsible money management. We Insure can help you find coverage from a top-rated carrier at an affordable price. Our agents are knowledgeable and have access to competitive prices from top-rated carriers. Contact your local agent today and discover the power of WE. 


Sources:
https://cars.usnews.com/cars-trucks/car-insurance/common-car-insurance-mistakes 
http://www.ambest.com/home/default.aspx  (ratings)
https://money.usnews.com/money/personal-finance/family-finance/articles/2016-12-13/buying-insurance-...

[meta_title] => The cheapest policy isn’t always a bargain, always compare your options [meta_description] => Bargain policy, saving money in Homeowner insurance , Auto insurance and Business insurance, protect your assets, liability coverage, top rated insurance companies, more options and better rates. [featured_image] => 1589832179_WE INSURE COINS PIC.jpg [publish_date] => 2020-05-18 15:50:00 [blog_category] => 1 [status] => 1 [date_added] => 2020-05-18 16:02:59 [featured] => https://weinsurehosting.com/assets/featured/1589832179_WE INSURE COINS PIC.jpg [blog_categories] => Blog, )
The cheapest policy isn’t always a bargain! Image
The cheapest policy isn’t always a bargain!

May 18, 2020

The cheapest policy isn’t always a bargain. When it comes to auto and homeowners insurance, your “bargain” could end up breaking the bank if you ever need to use your coverage only to find out it’s inadequate. We Insure can help you find...
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    [franchise_id] => 55
    [blog_title] => Meet your We Insure Team Agents!
    [blog_description] => 

We Make It Easy! We are your We! Welcome to We Insure Altamonte


We Insure Team, LLC is a company based on Florida and an authorized franchise of We Insure Group, the first and only true turnkey independent premier insurance franchise company. The company headquarters are held in Jacksonville, FL. We Insure Group, Inc. with 95 franchise locations. Our relationship with a multitude of top-rated insurance companies give our customers their own power to choose and customize their solutions.

Our mission at We Insure Altamonte:
At We, our primary mission is to safeguard our customers and what they value most. We adhere to the highest ethical and professional standards as we deliver in our promise to keep our customer as the center of all we do. We develop creative and affordable insurance solutions for both, personal and business segments.

We Insure Team offers an array of Auto, Home and commercial insurance services and solutions.We are a family-oriented business with bilingual services for our English-Spanish community and our agents, Alvaro Gonzalez and Diego Pomales count with over 30 years of combined experience in the Financial Services and Insurance Market to better serve our client needs.

Alvaro Gonzalez was born in Cartagena, Colombia and moved to the US in 1988. Alvaro has a BS in Business Administration and Project Management, licensed in General Lines Property and Casualty, and over 16 years’ experience in the Insurance and Financial services industries. He resides in Apopka with wife Yulimey, daughter Isabella and son Sebastian.

“ I’m passionate about helping others and spending time with family and friends. We strive to offer quality insurance at affordable prices. We have access to over 150 A rated companies in the State of Florida,” -Alvaro Gonzalez.

Diego Pomales is a versatile, family oriented bilingual MBA Insurance Professional with native fluency in Spanish and over 20 years of experience in the Financial Services Market including Property and Casualty Segment. Diego, native from San Juan, Puerto Rico, is proud to call Seminole County “my home” since has been part of our community for more than two decades; as a former US Army Officer, he understands the value of sense of duty, undivided attention, and speed of process.

“I am excited about the wide range of cost-effective programs We Insure Team has to offer. At We Insure Team, we are committed to offer you affordable Auto, Home, and Commercial insurance programs to help you lead a safer more secure life,”-Diego Pomales.

At We Insure, we are committed to offering affordable insurance programs to help and lead clients into a safer more secure life. We Insure Team in Altamonte Springs specializes in personal property and casualty and business insurance for small to midsize companies.
We make it easy! We are your We!
[meta_title] => WE INSURE TEAM LLC AUTO, HOME, COMMERCIAL INSURANCE [meta_description] => We are committed to offering affordable insurance programs for your Auto, Home and Commercial in order to help and lead clients into a safer more secure life. We Insure Team in Altamonte Springs specializes in personal property and casualty and business insurance for small to midsize companies. [featured_image] => 1571677958_We Insure pic 5.png [publish_date] => 2019-10-21 13:10:00 [blog_category] => 2 [status] => 1 [date_added] => 2019-10-21 20:15:46 [featured] => https://weinsurehosting.com/assets/featured/1571677958_We Insure pic 5.png [blog_categories] => News, )
Meet your We Insure Team Agents! Image
Meet your We Insure Team Agents!

October 21, 2019

We Make It Easy! We are your We! Welcome to We Insure AltamonteWe Insure Team, LLC is a company based on Florida and an authorized franchise of We Insure...
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    [id] => 236
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    [blog_title] => Becoming Well-Versed in Auto Insurance
    [blog_description] => Advertisements for low-cost insurance may intrigue you, but remember: the price of your auto policy is never as important as being an informed consumer. There are five major types of automotive insurance, and they’re all significant. Knowledge of the terms and conditions of your coverage may save you thousands in the long run.

Liability Insurance
When you’re responsible for an accident, Liability Insurance covers you for the cost of medical expenses from injuries sustained as well as resulting property damage. If your state has a minimum requirement for Liability Insurance, you may want to consider upping the coverage a bit. That way, you (and your wallet) are protected, and you won’t have to shell out sizeable amounts of money for claims surpassing your policy limits. 

Uninsured/Underinsured Motorist Protection
This insurance helps cover expenses associated accidents in which the other driver is responsible yet possesses no insurance—or minimal coverage—and cannot afford to pay for the full cost of the damages. 

Collision Coverage
Collision Coverage is responsible for the fees associated with auto repairs or for replacement of the car itself. However, if your car is totaled, this insurance will pay the car’s value. This coverage kicks in when your vehicle collides with another object or vehicle, rolls over, or your car is hit by another car while it’s parked. 

Personal Injury Protection (PIP)
Sometimes referred to as “no-fault” insurance, PIP is coverage for the medical expenses of you, and any passengers, if you are injured in an accident. This insurance also encompasses injuries sustained as a passenger in someone else’s car, or if you’re hit as a pedestrian or while cycling.

Comprehensive Coverage
Cars can be stolen, damaged by weather, collide with an animal, or be vandalized. Luckily, all of these incidents are protected by Comprehensive Coverage. If you reside in a high-crime area or a region prone to natural disasters, this insurance may be something to consider carrying. Also, most lenders demand that you hold Comprehensive Coverage until the car is paid off. 

Our local agents are standing by to answer your auto insurance questions. Contact us today!

[meta_title] => Becoming Well-Versed in Auto Insurance [meta_description] => Advertisements for low-cost insurance may intrigue you, but remember: the price of your auto policy is never as important as being an informed consumer. [featured_image] => 1566319681_3.jpg [publish_date] => 2019-08-03 12:15:00 [blog_category] => 1 [status] => 1 [date_added] => 2019-08-20 12:48:01 [featured] => https://weinsurehosting.com/assets/featured/1566319681_3.jpg [blog_categories] => Blog, )
Becoming Well-Versed in Auto Insurance Image
Becoming Well-Versed in Auto Insurance

August 3, 2019

Advertisements for low-cost insurance may intrigue you, but remember: the price of your auto policy is never as important as being an informed consumer. There are five major types of automotive insurance, and they’re all significant. Knowledg...
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    [blog_title] => Business Insurance Basics
    [blog_description] => When you own a business, there are multiple processes and procedures that must be followed. If you manage employees, their safety and security should be taken into consideration at all times. For a large company, you may have a collection of expensive equipment on hand that could bring business to a halt if damaged by a disaster. But no matter the size of your organization, no one is immune to accidental injury. Here’s what you need to know about covering these under a business insurance policy.

Worker’s Compensation Insurance
If an employee slips and falls on the premises, injures themselves while lifting a heavy box, or maybe becomes ill due to exposure to harsh chemicals, what do you do? Worker’s Compensation Insurance is available to protect businesses and employees after work-related illness or injury. Benefits could include payment for lost wages, emergency and ongoing medical care, or physical therapy, to name a few. In most states, a Worker’s Compensation Insurance policy is required for a business to operate. 

Commercial Property Insurance 
A pipe burst in your warehouse and no one was around to hear it. Did it make a sound? Probably, but it definitely damaged some equipment and important documents during the flood. Commercial Property Insurance is essential to a Business Owner’s Policy (BOP) for situations such as these. From computers and inventory to store signs and fence posts, your policy coverage can span from the inside of your building to the immediate perimeter. You developed this company from the ground up, so protecting your investments with a material-based policy may be a sensible decision. 

Business Liability Insurance
Accidents happen, it’s true. But what if a customer or client is injured on your property? Does that make you liable? Business Liability Insurance—also called General Liability Insurance—covers you against claims that are made against you for injuries sustained during regular business procedures. This policy could also cover you against claims of property damage and advertising offenses such as libel or slander.

If you’re a businessowner looking to preserve the security of your company and its employees, WeInsure is here to help you. Contact a local agent today!

[meta_title] => Business Insurance Basics [meta_description] => When you own a business, there are multiple processes and procedures that must be followed. If you manage employees, their safety and security should be taken into consideration at all times. [featured_image] => 1566319652_2.jpg [publish_date] => 2019-08-02 07:35:00 [blog_category] => 1 [status] => 1 [date_added] => 2019-08-20 12:47:32 [featured] => https://weinsurehosting.com/assets/featured/1566319652_2.jpg [blog_categories] => Blog, )
Business Insurance Basics Image
Business Insurance Basics

August 2, 2019

When you own a business, there are multiple processes and procedures that must be followed. If you manage employees, their safety and security should be taken into consideration at all times. For a large company, you may have a collection of ex...
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    [franchise_id] => 55
    [blog_title] => Hope for the Best, Prepare for the Worst: Homeowners’ Insurance 101
    [blog_description] => 
Buying a home is a big investment, and you’d probably like to protect that investment. That’s where insurance comes into play. Maybe you live in the Midwest where tornadoes are rampant, or maybe you live in quaint suburbia where, seemingly, nothing ever goes awry. But try to get into this mindset: anything could happen. That is the most basic reason behind homeowners’ insurance, and if you don’t know how to get started, we are here to help. Here are three important questions insurance agents are often asked. 

Is homeowners’ insurance mandatory?
If your home is financed by a mortgage lender, they may require some type of insurance to protect against natural disasters and unexpected situations. Additionally, if your home is paid off, you have the option of maintaining coverage or dropping your policy completely at your discretion. But from a financial standpoint, it may be wise to continue a policy for asset protection.  

What does “Personal Liability” mean?
This is a subset of an insurance plan which covers the cost of damages caused by those included under your policy. If someone decides to take legal action, this section is responsible for the expense of court processes and any judgments found against you (within your policy limits). There are various situations covered under this portion, so be sure to speak with your insurance agent about how much coverage you may need.

What is not covered by homeowners’ insurance?
Certain exclusions apply in all insurance policies. For example, if your car sustains damage while parked at your residence, this claim must be submitted under your auto policy, not your homeowners’ insurance. Also, whereas most natural disasters are covered, not all of them are included. Floods and earthquakes are generally not built into a homeowners’ insurance policy and must be purchased separately.

When it’s time to buy a home, don’t forget to safeguard your assets. If you have questions regarding homeowners’ insurance, contact your local WeInsure agent today.  

[meta_title] => Hope for the Best, Prepare for the Worst: Homeowners’ Insurance 101 [meta_description] => Buying a home is a big investment, and you’d probably like to protect that investment. That’s where insurance comes into play. Maybe you live in the Midwest where tornadoes are rampant, or maybe you live in quaint suburbia where, seemingly, nothing ever goes awry. [featured_image] => 1566319633_1.jpg [publish_date] => 2019-08-01 06:30:00 [blog_category] => 1 [status] => 1 [date_added] => 2019-08-20 12:47:13 [featured] => https://weinsurehosting.com/assets/featured/1566319633_1.jpg [blog_categories] => Blog, )
Hope for the Best, Prepare for the Worst: Homeowners’ Insurance 101 Image
Hope for the Best, Prepare for the Worst: Homeowners’ Insurance 101

August 1, 2019

Buying a home is a big investment, and you’d probably like to protect that investment. That’s where insurance comes into play. Maybe you live in the Midwest where tornadoes are rampant, or maybe you live in quaint suburbia where, seemi...
Read full